Working-capital loan leads
Receivables at 60 days, a big order to fund, a seasonal dip: working-capital enquiries are the most common business loan enquiry in Australia, and the easiest to mis-sell if the broker does not ask why the gap exists.
Working-capital enquiries come from trading businesses with a timing problem rather than a debt problem: customers paying slowly, stock to buy ahead of a season, a contract that needs funding before it pays. Slower supplier payment times across 2026 have made the gap wider for many SMEs. The right product depends on the cause: a line of credit, invoice finance, trade finance or a short-term loan are different answers to different gaps.
The enquiry captures the purpose and amount so the broker can match product to cause on the first call, rather than defaulting to an unsecured term loan.
- ABN and GST status and time trading
- Loan amount and the purpose (receivables, stock, contract, seasonal)
- Existing debt position
- Timeframe
- A mobile verified by SMS before delivery, plus human qualification review
Business finance brokers with cash-flow products on panel, commercial brokers who write invoice and trade finance, and mortgage brokers who also write business lending.
These enquiries are part of our business loan leads flow; they are not a separate product. Tell us on the call that you want this segment and we set the qualification and targeting to match. Exclusive, SMS-verified, real time, pay per lead, no lock-in contracts, no setup fees. La Vitesse provides lead generation for licensed brokers and does not provide financial, credit or tax advice.