Most business loan enquiries end up unsecured: a trading business that needs working capital or stock and has no property to pledge, or does not want to. Speed and qualification decide these deals, not rate.
Unsecured enquiries come from established SMEs with an ABN and GST registration, trading long enough to show bank statements, who need funds for working capital, stock, a fit-out, a contract ramp-up or an expansion. The amounts are modest by commercial standards and the timeframes are short: the owner usually wants a decision within days.
The lender panel for unsecured business lending is broad and fast-moving. The broker's edge is qualifying quickly on the fields that matter to those lenders, time trading, turnover band, purpose, existing debt, and calling within the hour.
Commercial finance brokers and business finance brokers with an unsecured panel, and mortgage brokers who also write business lending. Brokers whose panel is property-secured only should buy our commercial flow instead.
These enquiries are part of our business loan leads flow; they are not a separate product. Tell us on the call that you want this segment and we set the qualification and targeting to match. Exclusive, SMS-verified, real time, pay per lead, no lock-in contracts, no setup fees. La Vitesse provides lead generation for licensed brokers and does not provide financial, credit or tax advice.