Debt restructure leads
A business with four facilities, two of them short-term and one of them expensive, does not need another loan. It needs one broker who can see the whole balance sheet and put it back together.
Restructure enquiries come from trading businesses whose debt has accumulated in layers: a bank facility, an unsecured loan taken in a hurry, equipment finance, a tax payment plan. The enquiry is usually triggered by cash flow pressure, a facility expiring, or a lender tightening, and the owner's question is whether the whole position can be consolidated onto fewer, cheaper, longer facilities, often secured against property.
These are structured conversations. The broker needs the full debt position, the security available, and an honest view of whether the business is viable once the debt is rearranged. Our qualification captures the first two; the third is the broker's judgement.
- Deal type (restructure or consolidation)
- Existing facilities and approximate balances, including any ATO debt
- Security available, including property type and approximate value where relevant
- Loan amount sought and LVR range where property is involved
- Entity details and time trading
- Timeframe and the trigger (expiry, lender tightening, cash flow)
- A mobile verified by SMS before delivery
Commercial finance brokers with both bank and non-bank panels, and brokers with accountant relationships, because the accountant usually sees the pressure first. Residential-only brokers will not have the panel for these.
These enquiries are part of our commercial finance leads flow; they are not a separate product. Tell us on the call that you want this segment and we set the qualification and targeting to match. Exclusive, SMS-verified, real time, pay per lead, no lock-in contracts, no setup fees. La Vitesse provides lead generation for licensed brokers and does not provide financial, credit or tax advice.